Four fortunate Premium Bonds holders have been awarded £100,000 each after acquiring their winning bonds in December. These bonds qualified for the February 2026 draw onwards, requiring a full month of ownership for inclusion. One winner bought a £50 bond in December 2025.
Among the winners, one resides in Essex with a total Premium Bonds holding of £19,150, while another winner from Brighton and Hove possesses a winning bond valued at £13,000, with a total holding of £38,025 in Premium Bonds. The remaining two winners each hold £50,000 in Premium Bonds, residing in Cheshire and Hampshire/Isle of Wight.
In the latest February 2026 draw, two £1 million Premium Bond prizes were distributed, with winners in Liverpool and Central Bedfordshire. Premium Bonds, provided by National Savings & Investment (NS&I), offer a unique savings opportunity where bondholders are entered into monthly prize draws instead of earning a fixed interest rate.
Prizes range from £25 to £1 million, with more smaller prizes than larger ones. Thousands of £25 prizes are typically awarded, alongside two £1 million prizes each month. The maximum Premium Bonds investment allowed is £50,000, with each £1 invested corresponding to a unique bond number.
The odds of winning a prize each month stand at 22,000 to 1 per £1 bond. Winners are notified via email or text message by NS&I and can choose to receive the prize in their bank account or reinvest it into Premium Bonds. The current prize fund rate, equivalent to an interest rate for Premium Bonds, is 3.60%.
Recent data revealed the luckiest locations for Premium Bond wins. Hampshire and the Isle of Wight saw 42 residents claim £100,000 prizes in 2025, followed by Essex and Outer London. Notably, the £1 million jackpot was secured twice in Norwich and Cumbria in the same year.